From Rising Costs to Safer Crews and $78K in Savings

How One Construction Firm Took Back Control

When your X-Mod climbs, it’s not just a number on a report. It’s an outcome — a signal to carriers, to clients, and to your leadership team that risk is rising, costs are climbing, and control is slipping away.

That’s exactly what happened to a mid-sized construction firm. A series of preventable injuries pushed their X-Mod to 1.35. Their broker warned them: they had lost preferred carrier status and were staring down a six-figure premium increase.

Leadership was exhausted. Supervisors were inconsistent. Crews weren’t completing training, and the dashboards that could have kept everyone accountable were sitting unused. Renewal season became another crisis on top of the work they were already struggling to manage.

They didn’t just need paperwork — they needed a solution that delivered results.

The Turning Point – Partnering with Employer’s Guardian

The firm turned to Employer’s Guardian and implemented EGSafety — a hands-on safety and workers’ comp program built for high-risk industries.

Within weeks, the shift was visible:

• Full safety audit revealed true claim drivers by location and role.

• Custom IIPP and programs were implemented — not copied from templates.

• Supervisor training equipped leaders to own safety daily.

• Training compliance dashboards boosted completion rates to 95% across crews.

• Injury Wizard reduced reporting and return-to-work time to less than 1 day.

• Leadership reports tracked safety trends and flagged risks before they escalated.

• Broker partnership gave the firm stronger, more defensible renewal submissions.

This wasn’t another binder collecting dust. It was real, on-the-ground support that freed leadership to lead — while making crews safer.

The Results – Measurable Impact

Within one policy cycle, the results spoke for themselves:

• ✅ X-Mod reduced from 129% → 86% (lowest ever: 57%)

• ✅ $78,000 in premium savings from improved claim outcomes

• ✅ Zero litigated claims thanks to early intervention and documentation

• ✅ 95% safety training completion driven by dashboards and accountability

• ✅ Regular safety meetings led by supervisors, not just HR

• ✅ Better prequal packages helped win more valuable contracts

• ✅ Fewer emergencies for leadership, more time to focus on growth

“It wasn’t just about compliance anymore — it became a business advantage.”

The Takeaway – What Every Executive Should Ask

Is your safety program protecting your bottom line — or quietly costing you more every year?

This firm waited too long. You don’t have to.

If your safety costs are rising, your X-Mod is creeping up, or your teams lack safety structure — now is the time to act.

EGSafety gives you the tools, structure, and support to take back control — before the next claim costs you more than it should.

📅 [Schedule a 20-minute discovery call with Employer’s Guardian]

Let’s talk about your goals — and what’s standing in the way.